October 15, 2026
Disclaimer: As an independent contractor, you are responsible for keeping track of your earnings and accurately reporting them in tax filings. If you have questions about what to report on your taxes, please consult a tax professional. Grow Therapy cannot provide you with tax advice, nor can we verify the accuracy of any publicly available tax guidance online.
Before you begin
If you earned $2,000 or more in 2026 on the Grow Therapy platform, you'll receive a 1099-NEC form from Grow's payment processing partner, Stripe.
All providers meeting the $2,000 or more earnings requirement will receive one 1099-NEC form, regardless of the business tax classification you selected, even if your business type would normally be exempt from 1099 reporting (e.g. corporations). This 1099-NEC will be created utilizing the tax information confirmed in your Stripe Express dashboard. All earnings from Grow in 2026 will be populated in this one form.
Not receiving a 1099 does not mean your earnings are not taxable. You are responsible for reporting all income from Grow Therapy on your tax return, even if your 2026 earnings were below the $2,000 reporting threshold and you do not receive a form.
Timeline expectations
All providers earning $2,000 or more in 2026 will receive an email from Stripe regarding their 1099 by mid-January 2027. Emails will be sent out in phases to providers starting in November 2026.
Initiating November 2026
Stripe will email you asking to confirm your tax information (e.g., name, address, SSN, or EIN) and delivery preferences. The subject line will read, "Get your Grow Therapy 2026 tax forms faster by enabling e-delivery."
To ensure you receive your 1099 quickly, you can opt into paperless delivery by agreeing to receive your 1099 tax form electronically via Stripe Express.
Note: If you cannot locate the email from Stripe in your primary inbox, please double-check your spam, junk, or promotions folder.
Please confirm your tax information and delivery preferences by mid-January 2027 so your 1099 is accurate and delivered on time.
February 1st, 2027
If you agree to paperless delivery, your 1099 tax form will be available to download via Stripe Express. Otherwise, your 1099 tax form will be mailed to you. If you don't receive an email from Stripe or don't agree to paperless delivery, please allow up to 10 business days for mail delivery.
Grow Therapy will file your 1099 tax form with the IRS and relevant state tax authorities.
April 15th, 2027
The IRS deadline for filing individual tax returns is April 15th. If you received a 1099, you'll need it to file your taxes by this date.
Tax form FAQs
What is a 1099-NEC tax form?
1099-NEC forms are federal information returns that report nonemployee compensation, meaning payments for services performed by someone who is not an employee (such as an independent contractor). Wages, salaries, and tips paid to employees are reported on Form W-2 instead. The forms are filed with the U.S. Internal Revenue Service (IRS) and, if required, state tax departments. A 1099-NEC form summarizes earnings as independent contractors in the U.S. It's provided to you, the IRS, and certain U.S. states if you earn $2,000 or more in 2026.
Will I receive a 1099-NEC form?
Eligible providers who earn $2,000 or more in 2026 will receive a 1099-NEC. If you did not meet the minimum earnings threshold, you might still receive a 1099 if your state requires a form to be completed and submitted for less than $2,000. If you don't receive a 1099, you are still required to report your Grow Therapy earnings on your tax return.
Note: Due to varying processing times for direct deposits and insurance claims, payouts initiated in mid to late December 2026 may be considered part of your earnings for 2027. If you are close to reaching the $2,000 threshold for 2026 and do not receive a 1099 form, please check your earnings history to see if any payments from the end of the year have been carried over to 2027.
What tax forms will be sent to providers?
The only tax form eligible providers will receive is the 1099-NEC, which is only for providers who earn $2,000 or more on the Grow Therapy platform in 2026. Providers who earn less will not receive a 1099 form.
How do I download my 1099 tax form?
If you have a Stripe Express account and agree to paperless delivery, Stripe will email you to let you know when your 1099 tax form is available for download via Stripe Express. When you download your form, you may be asked to enter the last four digits of your Taxpayer Identification Number (SSN, EIN, ITIN). If you recently updated your name, address, business type, or TIN, please allow 24 hours before downloading. If you do not elect paperless delivery, Stripe will mail you a paper copy of your 1099 tax form. Please allow up to 10 business days for delivery and plan accordingly.
How do I get a corrected 1099 tax form?
If you've already received your 1099 and need to correct your name, address, or Taxpayer Identification Number:
Log in to your Stripe Express account.
Go to Tax forms, select the three-dot menu (...) next to your 1099, and select Edit information.
Make your updates and save them.
Contact Grow Support (using the Help Widget in your provider portal) to let us know you've made changes and need a corrected form.
Your edits won't appear on the form in Stripe Express right away. Once Grow files your corrected 1099, you'll receive an email from Stripe, and the new form will appear in your Stripe Express dashboard. Please allow up to 72 hours after the correction is filed for the email notification.
Why is Stripe requesting my Social Security number (SSN), Employer Identification Number (EIN), or Individual Taxpayer Identification Number (ITIN)?
Your SSN, EIN, or ITIN is required to file your 1099 tax form with the IRS and relevant state tax authorities.
Update your tax information
Before you begin
⚠️ Note: Some providers may be unable to edit their information in Stripe Express.
Most providers can update their tax information and business structure directly in Stripe Express. However, if Stripe has already verified your account details, you may find that certain fields cannot be edited.
If this happens, see the steps in the "If you cannot edit your information" section below.
How to update your tax information
If you need to review or update your Legal Business Name, Address, or Taxpayer Identification Number, you can do this directly in your Stripe Express account.
You can update your taxpayer information anytime in your Stripe Express Dashboard by following these steps:
Log in to your Stripe Express account.
Select Tax Forms from the sidebar menu.
Select Confirm your tax information next to your 1099 form. You can also select the three-dot menu (...) next to the form and select Edit Information.
Enter your legal name, Taxpayer Identification Number (TIN), and address.
Tip: If you want to enter an EIN but only see a field for an SSN, update your business type first (see "Update your business structure" below).
Once you confirm your tax information and agree to receive documents electronically, you're all set. Your 1099 form will be available in the Stripe Express "Tax Forms" dashboard by February 1st.
Update your business structure
You can update your business structure (e.g., Sole Proprietorship, Partnership, Corporation, S-Corporation, LLC, etc.) directly through the Stripe Express Dashboard.
To update your business structure in Stripe Express:
From the Express Dashboard, go to Settings > Business details.
Select Edit under "Business type."
Select the updated business type from the dropdown and select Save.
If you're transitioning from an individual account to a business account,
ensure that you update your:Legal Business Name
Business Address
Taxpayer Identification Number
These must match your new business structure.
Note: If your business is set up as a sole proprietorship or single-member LLC, Stripe will use your personal tax information (your name and SSN) on your 1099, even if your business has an EIN. This is consistent with IRS expectations for these business types.
If you cannot edit your information
If you attempt to update your details and find that certain fields are locked or uneditable, it is likely that Stripe has already verified your account information.
If this happens:
Go to the Stripe Express Support page.
Select Contact Stripe Express Support to open a chat.
Ask Stripe to unverify your account details so you can make updates. Grow Support can’t unverify your account on your behalf.
If Stripe is unable to resolve the issue or unverifying your account still doesn't allow changes, please contact Grow Support via the Help Widget in your provider portal.
View earnings history
How do I view my 2026 earnings history?
Providers do not need to calculate their 2026 earnings themselves. Your total earnings will be indicated on your 1099 form. However, if you'd like to estimate your earnings before receiving your 1099 form:
Select the dropdown in the "Paid" section and adjust the timeframe to This year.
Alternatively, log in to your Stripe Express Dashboard by selecting the Visit Stripe Dashboard button in the upper right.
How do I view my Stripe Standard earnings history?
If you created your Stripe Express account using the same login as your previous Stripe Standard account, you can switch between the two accounts by logging into Stripe and selecting the dropdown in the top left corner of your Stripe Dashboard.
Providers whose Stripe Express account was created under a different login should sign out of Stripe Express and log in to their Stripe Standard account to view historical earnings.
How do I access tax forms from previous years?
If you received a 1099 from Grow Therapy through Stripe Express in a prior year, log in to your Stripe Express account, go to Tax forms, and use the year dropdown menu to view past forms. If you don't see the form you're looking for, please contact Grow Support using the Help Widget in your provider portal.
Additional support
If you have an unanswered question, please review the recommended 1099 tax forms resource pages. If you still need help, please contact Stripe Support. If you have questions about incorrect payout amounts or invoice corrections, please contact the Billing Support team using the Help Widget in your provider portal.